Loan Types

Low down payment loan options

Mortgages that require less than the traditional 20% down payment make homeownership possible for many Americans.

In rural areas, USDA loans can help low- or moderate-income borrowers buy, repair, or renovate homes.

First-time home buyers, this loan type may be for you. Your down payment can be as low as 3.5%.

Veterans, active military personnel, and military spouses who qualify may be able to take advantage of these loans, which require no down payment.

A popular choice for borrowers, conventional loans often offer great rates and lower costs.